Updated 4/15/26

Today's Mortgage Rates

Daily index rates across conventional, government, and jumbo products. Rates reflect national market averages — your rate may vary based on credit, LTV, and loan details.

Rates improving

Average daily change is -0.062% — rates are moving lower today.

Loan Amount

30 Yr. Fixed

+0.010

6.320%

Est. P&I: $1,551/mo

5.90%52-Week Range6.49%

15 Yr. Fixed

+0.010

5.970%

Est. P&I: $2,106/mo

5.23%52-Week Range5.80%

30 Yr. Jumbo

-0.181

6.431%

Est. P&I: $1,569/mo

6.10%52-Week Range6.75%

20 Yr. Fixed

+0.010

6.250%

Est. P&I: $1,827/mo

5.75%52-Week Range6.38%

30 Yr. FHA

-0.003

6.073%

Est. P&I: $1,511/mo

5.84%52-Week Range6.23%

30 Yr. VA

-0.145

5.781%

Est. P&I: $1,464/mo

5.53%52-Week Range6.12%

Mortgage Rates: Daily Index

Last Updated: 4/15/26 | Snapshot: Apr 15, 2026 1:43pm ET

Rates shown are market indices for informational purposes only and do not constitute a quote, rate lock, or lending commitment.

Get Your Personalized Rate

Index rates are market averages. Your actual rate depends on credit score, down payment, loan type, and property. Connect with a loan officer for a quote tailored to your scenario.

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Rates displayed are market index averages sourced from publicly available data for informational purposes only. They do not constitute a quote, commitment to lend, or guarantee of any rate or terms. Actual rates vary based on individual borrower qualifications including credit score, loan-to-value ratio, loan amount, property type, and occupancy. All loans are subject to credit approval and underwriting. Loans originated by ALCOVA Mortgage LLC, NMLS #40508. Equal Housing Lender.